Could Hermitage Be the Best Place to Retire in Pennsylvania?
The best place to retire in Pennsylvania is Hermitage, PA, since it has an affordable cost of living, pleasant weather, a peaceful small-town atmosphere, an engaging community and recreational opportunities, and nice senior living communities. Here, Whispering Oaks serves the older adult population with independent living services.
According to Neilsberg, Pennsylvania's population of those 65 and older is 2.48 million, which is 19.07% of the entire state's population. This is a higher percentage than the nationwide statistic, which is 16.84%. This makes retirement here appealing, as you'll be amongst your own age group.
To narrow things down further, you'll want to find the best place to retire in Pennsylvania. We believe it's Hermitage, and here are the reasons why.
Is Pennsylvania a Good Place for Retirees?
Yes, Pennsylvania is considered an outstanding place for retirees. You'll enjoy:
- Affordability
- Scenic beauty
- Senior-friendly tax policies
What's great about this state is that there's a nice mix of peaceful rural areas, historic towns, and vibrant cities. It'll be easy to pick a lifestyle that fits your preferences.
In addition, there's good access to quality healthcare, so you'll have peace of mind in this state.
What Is the Nicest Town to Live in Pennsylvania?
While browsing Pennsylvania retirement towns, you might've come across Hermitage. This is an amazing city for retirees, so you'll probably find it appealing too.
Here are the highlights about Hermitage, PA.
Affordable Cost of Living
BestPlaces shows that Hermitage has a cost of living that's 21% lower than the US average. Even better is that it has a cost of living that's 16.5% lower than the Pennsylvania average, so it's one of the most affordable cities in the state!
When compared to larger metropolitan areas, Hermitage wins, flat out. You have access to quality healthcare and engaging amenities for a fraction of the cost you'd pay in larger cities.
Because Hermitage is so affordable, you can focus more on enjoying your retirement rather than pinching pennies to look after your finances.
Pleasant Weather and Beautiful Seasonal Changes
This city has a humid continental climate, and Weather Spark shows that the temperature typically varies from 19°F to 82°F, and it's rarely below 3°F or above 90°F. There are significant seasonal temperature fluctuations, so you'll experience all four seasons.
Winters can be cold and snowy, but this adds charm to the outdoor scenery. Also, summers are warm, but not overwhelmingly so. The best thing is autumn, when the city transforms into a gorgeous landscape full of rich reds and golds, thanks to the fall foliage.
Since the weather is pleasant for the most part, this allows you to partake in outdoor activities throughout most of the year.
Peaceful Small-Town Atmosphere With Convenient Amenities
You'll definitely get a small-town retirement if you come to Hermitage. But you won't lack conveniences either; this city perfectly blends small-town charm with the conveniences of modern living.
You'll appreciate the quiet and relaxed atmosphere that results in a slower pace of life. Yet you'll still have essential amenities, like:
- Shopping centers
- Restaurants
- Parks
- Medical services
Engaging Community and Recreational Opportunities
If you're an active and adventurous senior, then you'll be happy in Hermitage. There's a vibrant and engaging community here, with lots of local senior centers, clubs, and volunteer programs.
Outside, you can keep yourself busy with the city's beautiful parks, walking trails, and nearby golf courses. There are also year-round cultural events, art exhibits, and community festivals.
In addition, you're in close proximity to destinations like Pittsburgh, Lake Erie, and Amish Country. You can always take day trips to explore these areas, then return to small-town living in Hermitage.
Nice PA Senior Communities
Do you live an independent lifestyle but are still seeking senior living in Hermitage, PA? Then the ideal destination is Whispering Oaks.
We are an independent living community where you can enjoy a private apartment all to yourself. But you don't have to worry about upkeep, as we provide housekeeping and maintenance services.
You'll get complete autonomy in our community while benefiting from our many amenities, such as:
- Activity room
- Business center
- Garden
- Professional salon and barbershop
- Theater
- Game room
- Country store
- Health and fitness gym
- Lounge area
Frequently Asked Questions (FAQs)
Is Pennsylvania Tax-Friendly to Retirees?
Yes. Pennsylvania is actually one of the most tax-friendly states for retirees. The state doesn't tax the following for residents who are 60 or older:
- Social Security benefits
- Public and private pensions
- Distributions from 401(k)s and IRAs
The state's property taxes can vary by county, but there are programs like the Property Tax/Rent Rebate Program that can help if you have a limited income.
Sales taxes are relatively low, and groceries and prescription medications are exempt.
Should I Retire in PA or NJ?
When deciding between the two, most retirees prefer PA since it's more financially favorable.
As mentioned before, Pennsylvania doesn't tax retirement income, including Social Security and pensions. On the other hand, New Jersey taxes most retirement income and has higher property and sales taxes.
In addition, Pennsylvania has a lower overall cost of living, and there are better healthcare options in many areas.
How Much Money Do You Need to Retire Comfortably in Pennsylvania?
To retire comfortably in Pennsylvania, you should have around $55,000 to $70,000 a year, or $4,166.66 to $5,833.33 a month. Since the state's cost of living is lower than the national average, your money goes further here.
In general, you should have around $1 million in retirement savings or a combination of pensions, Social Security, and investment income to provide a comfortable cushion.
The Best Place to Retire in Pennsylvania Is Hermitage
Hermitage is the best place to retire in Pennsylvania, as it offers so many benefits to older adults. The most appealing part is that there's an affordable cost of living, as that means you can get the most out of your retirement income.
In addition, there's nice weather, many amenities, and recreational opportunities. And when you pick Whispering Oaks as your new residence, you can live a resort-like lifestyle that's free of stress.
Want to learn more about senior living in Hermitage, PA? Then contact us today. Whispering Oaks is a pet-friendly community that has beautiful community grounds for you and your pet to enjoy.